Lending Advice

Our Lending Advice section offers a variety of insights and strategies for managing your borrowing needs. From loan application processes and eligibility criteria to creditworthiness factors and payment options, we cover everything in our articles. We understand that borrowing money can be complicated, which is why our section aims to provide a comprehensive understanding of lending, including the different types of loans and lenders available. Our articles also address vital lending-related topics, such as managing interest rates, loan repayment terms, and consolidating debt.

27/01/2025 How to Find the Best Personal Loan in New Zealand

Finding the best personal loan in New Zealand can be a daunting task, especially with the myriad of lenders and loan options available. Whether you need a personal loan for debt consolidation, to finance a major purchase, or to address an urgent financial need, understanding the various components of personal loans is essential. This article will guide you through the critical factors to consider ...

17/01/2024 Financing Motorhomes in NZ: An easy breezy guide to caravan and motorhome freedom!

When you're a New Zealand resident you have a world of adventure at your doorstep! Caravans and motorhomes are an excellent way for you to get around in style and comfort, and life on the road, particularly in NZ is a wonder to behold. We've put together some useful things to think about if you're thinking of a motorhome purchase. If you have any more questions we're only a phone call away and ...

28/09/2023 Emergency Loans in NZ: 5 Minute Guide To Your Lifeline in Financial Uncertainties

Introduction: Loans in Times of Need Life's a rollercoaster, and every Kiwi knows it! Some days, it's all sunshine and rainbows, and other times, well, the clouds roll in, especially when it comes to the ol' bank account. Life, as we all know can sometimes toss in a financial twist or two. But don't stress! That's where loans for emergencies swing into action, ready to give you th...

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04/04/2023 5 Common Mistakes to Avoid When Applying for a Loan in New Zealand

Applying for a loan can be a daunting process, especially if you're new to it. In New Zealand, there are many options available for loans, ranging from personal loans to mortgages. However, there are also some common mistakes that borrowers make when applying for a loan. In this article, we'll discuss five common mistakes to avoid when applying for a loan in New Zealand. Not researching the...

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13/03/2023 7 Crucial Tips for Financing a Car in NZ – Navigating the Fine Print

Are you ready to upgrade your ride but feeling overwhelmed by the financing process? Navigating the fine print of car loans can be a daunting task, particularly if you're new to the world of auto finance. In this blog post, we'll share 7 crucial tips for financing a car in New Zealand that will help you make informed decisions and get behind the wheel of your dream vehicle with confidenc...

19/01/2023 Buy Now Pay Later NZ: Are New Zealanders Getting Caught In A Debt Trap?

In New Zealand, more and more people are turning to Buy Now Pay Later services as a means of financing their purchases. But what are the pitfalls associated with these services? Read on to find out if New Zealanders are getting caught in a debt trap because of this new way of payment. What is Buy Now Pay Later (BNPL)? Buy Now Pay Later (BNPL) is a type of financing that allows consumers to purch...