Quick Cash Loans NZ
Looking for cash loans across New Zealand? Get cash fast with Quickloans We’ve assisted thousands of Kiwis in securing the funds they need, and we can do the same for you. Whether you’re after a small cash flow boost, a car loan, or loans of up to $20,000, our streamlined process ensures you can get the finance you need, subject to our lending criteria being met. Our NZ loans are approved in as little as 60 minutes – financial relief is just a click away.
Borrow
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
Get Approved
In just 60 mins*
Calculate Your Cash Loan Repayments
Use our New Zealand online cash loan calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest of the repayment terms across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.
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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.

Rates
With Quick Loans, you’ll get up to 48 months to repay your loan, with affordable weekly or monthly instalments. We offer competitive interest rates ranging from 13.95% to 26.98% p.a. depending on the purchase you’re making, your credit score and the term you’re looking to borrow the funds for. For full details, including early repayment options, terms and conditions, establishment fees and default interest rates, please see our Rates and Fees page.

Terms
Before applying with Quick Loans, it’s important to understand our terms and conditions. By submitting an application, you consent to us collecting and securely storing your personal information. We aim to keep all the information on our website accurate and up to date. If you notice anything that doesn’t look quite right, please get in touch with us in writing and we’ll do our best to correct it promptly. Quick Loans operates in full compliance with New Zealand’s Responsible Lending Code.

Security
Your personal information is protected with end-to-end encryption across all our web forms, keeping your data safe and secure throughout the application process. We handle all loan details with a high level of confidentiality, following strict security standards to prevent unauthorised access. We also fully comply with New Zealand’s privacy laws, ensuring you have complete transparency over how your data is collected, stored, and used. We don’t share your information with third parties without your consent. To learn more, please read our Privacy Policy, which outlines exactly how we protect and manage your personal information.
Cash Loans NZ – Quick and Easy Online Loans
Quickloans is a finance company in NZ understanding that sometimes life can hit you with an emergency that can only be solved with cash. We help with instant finance solutions and fast cash loans online. We’ve helped thousands of Kiwis in the following situations:
- Maybe you’ve got an urgent repair job for your motor vehicle or debt consolidation loans that need to be taken care of ASAP with a small loan…
- You need quick and simple cash loans, payday loans, or personal loans to cover a credit card bill….
- Maybe you need to make sure money gets deposited into a certain bank account by a deadline with lower interest rates…
- You might need to get quick approval for a last-minute holiday loan!
- Or maybe you’d just feel more comfortable with $1,000 in your pocket before you head overseas for a holiday.
Whatever your financial need, we understand, and we’re happy to help with the funding option subject to the responsible lending code, affordability and whether you pass our lending criteria. Contact us for more information, a personalised annual interest rate and low establishment fees.
Instant Cash Loans Credited In Your Account Within 60 Mins Of Personal Loan Application!*
Subject to affordability tests, your credit history, we’re here to help with emergency loans in New Zealand.
QuickLoans is a flexible financial service provider offering 60 minute approval for any online financing service. Your emergency loan amount is then deposited into your bank account within the same day.
You’ll find that our interest rates are fair and we’ll let you know the repayment amount you’ll need to pay each month to meet your commitment. A repaid loan or paid back should positively influence your credit score.
NZ owned & operated. A lender to help with emergency loans.
Cash advances from a friend or family member can feel uncomfortable, and they may not even have the funds to help you, even if you did ask. With over a decade of experience as a personal finance company, Quickloans is a responsible lender and what’s best is that we have maximum loans terms, to ensure you’re not getting into too much debt, flexible repayment schedules, and we don’t have early payment penalties.
Trust us when we say we’ll treat your financial situation with the care and understanding you’d expect from one of the South Island’s top lenders processing plant.
If you’re ready to get up to $20,000, as an instant cash loan, click or tap the apply button below and enter your details. The online loan application process is simple, taking less than 6 minutes and will ensure you get the funding you need as fast as possible (if you’re eligible). Once you finish the loan application form, hang tight. You can expect to get a fast response! Our friendly team member will be in touch within 30 minutes, with minimum installments, terms, and lending criteria, all rights reserved. Our team is here to help you with our quick cash loans in NZ.
Trust us when we say we’ll treat your financial situation with the care and understanding you’d expect from one of the South Island’s top lenders processing plant.
If you’re ready to get up to $20,000, as an instant cash loan, click or tap the apply button below and enter your details. The online loan application process is simple, taking less than 6 minutes and will ensure you get the funding you need as fast as possible (if you’re eligible). Once you finish the loan application form, hang tight. You can expect to get a fast response! Our friendly team member will be in touch within 30 minutes, with minimum installments, terms, and lending criteria, all rights reserved. Our team is here to help you with our quick cash loans in NZ.
Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWHere are our fast cash loan FAQs
How fast can I get the cash deposited into my account?
Assuming you meet our lending criteria and we’re acting in accordance with the New Zealand responsible lending code, then once approved, we usually deposit the funds overnight.
What is your privacy policy?
We only release account and other personal information when we believe it is required to comply with law, or with third parties for credit checks. It may be to facilitate court proceedings, enforce or apply our terms and conditions; WE protect your privacy at all costs.
What loan terms are available?
Usually, we offer 36-48 months for our cash loan terms. We have a fixed interest rate loan solutions, and if you’re able to pay your loan balance early, we wont apply any early repayment fees.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.