Borrow
$1,000 – $150,000
100% Online Application
It’s easy. Only 6 mins
Get Approved
In just 60 mins*
Calculate Your Business Loan Repayments
Use our online business finance calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of New Zealand.
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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
Rates
With Quick Loans, you’ll get up to 48 months to repay your loan, with affordable weekly or monthly instalments. We offer competitive interest rates ranging from 13.95% to 26.98% p.a. depending on the purchase you’re making, your credit score and the term you’re looking to borrow the funds for. For full details, including early repayment options, terms and conditions, establishment fees and default interest rates, please see our Rates and Fees page.
Terms
Before applying with Quick Loans, it’s important to understand our terms and conditions. By submitting an application, you consent to us collecting and securely storing your personal information. We aim to keep all the information on our website accurate and up to date. If you notice anything that doesn’t look quite right, please get in touch with us in writing and we’ll do our best to correct it promptly. Quick Loans operates in full compliance with New Zealand’s Responsible Lending Code.
Security
Your personal information is protected with end-to-end encryption across all our web forms, keeping your data safe and secure throughout the application process. We handle all loan details with a high level of confidentiality, following strict security standards to prevent unauthorised access. We also fully comply with New Zealand’s privacy laws, ensuring you have complete transparency over how your data is collected, stored, and used. We don’t share your information with third parties without your consent. To learn more, please read our Privacy Policy, which outlines exactly how we protect and manage your personal information.
Competitive, secured business loans tailored to your business
Are you struggling with temporary business cash flow issues? Perhaps you are looking to expand your operations or acquire new equipment? Quick Loans business lending can help.
- Tailored, affordable business loan rates
- Supporting business entrepreneurs in New Zealand
- Quick decision and transfer of funds
As a responsible lender, we consider each business loan application on its merits, with the amount and loan duration negotiable. We are a privately owned business which allows us to be more flexible than high street banks and more accommodating for small businesses.Lending criteria may apply.
Quick Loans commercial finance can help your business
Grow your business with a cash-injection
Maybe you need to finance a new product range, purchase a new piece of equipment, or expand into a new market. Rather than dipping into your overdraft facility, a business loan can give you the working capital you need to help your business thrive, without the hefty rates and fees.
Plan ahead to address seasonal cash flow issues
Does your business suffer from seasonal cash flow issues? Is it a constant battle over the holiday period where you need to borrow? Our business finance can assist with improving cash flow without the red-tape a bank might have, allowing you to focus on growing your business.
Improve and expand your marketing strategy
Targeted marketing can make a huge difference to your business, attracting new customers and increasing profitability. We are flexible and appreciative of your circumstances; kick-start that new marketing strategy with a Quick Loans business loan.
Make that dream premises a reality for your business
We have helped many clients move into new business premises, providing finance and bridging loans. Is it time to throw off the shackles of long-term capacity restrictions and let your business thrive?
Secure your business loan in as little as 24 hours
As a responsible lender, Quick Loans has a long history of helping NZ small businesses grow. More flexible than traditional lenders, looking to nurture a long-term relationship, we take a different, more personal approach to business finance.
To get started just click on the ‘Apply Now’ button below and you could secure your business loan in as little as 24 hours.
How to Get a Business Loan with Quick Loans
Getting a business loan is fast and hassle-free. Follow these simple steps to secure the funding your business needs:
- Check Your Eligibility
Ensure you meet our basic lending criteria, including business age, revenue requirements, and creditworthiness. - Choose Your Loan Type
We offer flexible business loans tailored to different needs, including working capital, equipment financing, and expansion loans. - Apply Online
Fill out our quick online application with essential business details, loan amount, and purpose. - Submit Required Documents
Provide financial statements, proof of business ownership, and other relevant paperwork to support your application. - Get Fast Approval
Our team reviews your application quickly, and in many cases, you’ll receive a decision within 24 hours. - Receive Your Funds
Once approved, the funds are transferred to your account, so you can start using them for your business needs.
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Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWOur New Zealand Business loan FAQs
What lending is available to small businesses.
Quick Loans will mostly lend up to $100,000 NZD, but on occasion, we’ll lend more, depending on the your individual requirements and the assets you’re looking to purchase. Equipment loans, asset loans and venture capital are all things that we entertain.
We’re a new business, will you lend to us?
Yes, assuming you have a good personal credit history and can provide suitable security.
What are the requirements for obtaining a business loan approved that can be approved within 60 minutes?
To qualify for a business loan that can be approved within 60 minutes, you typically need to provide basic documentation. This includes a valid identification, proof of your business address, financial statements, and a detailed business plan. Our specialist commercial Lenders will also assess your cash flow and may require a cash flow forecast to evaluate your ability to repay the loan. The exact requirements can vary based on our commercial loan team’s lending criteria, which is subject to change as the economy changes, yet we always act in accordance with the responsible lending code of New Zealand.
How quickly can I get a business loan from Quick Loans NZ?
Quick Loans NZ offers a streamlined process that allows for business loans to be approved within 60 minutes. This rapid approval process is facilitated through online applications, which require less paperwork compared to traditional lending methods from banks. However, the speed of approval can depend on the completeness of your application the history you have with us from previous commercial business loans.
What types of business loans are available for small businesses?
Small businesses in NZ can access various types of business loans. These include term loans, which provide a lump sum for a specific period, overdrafts for flexible borrowing, and line of credit options that allow you to borrow as needed. Each type has its own interest rate and repayment structure, so it’s essential to choose one that aligns with your business needs.
What factors affect the interest rate on my commercial business loan?
The interest rate on your commercial loan can be influenced by several factors, including your credit history, the amount you wish to borrow, the duration of the loan, and our lender’s policies at the time. Generally, borrowers with a solid credit score can secure lower interest rates.
What is the process for applying for a commercial loan online?
Applying for a business loan online is a straightforward process with Quick Loans. Start by visiting our website and filling out an online application form. It will take approximate 6 minutes to complete. You’ll need to provide information about your business, including your business plan, financials, the amount you want to borrow and why.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today! Click here to start the process.