Money Lenders
When choosing money lenders there are a few factors you might consider, including speed of approval, trustworthiness, and interest rates. At QuickLoans we have you covered on all accounts. We are quick money lenders, that abide by the responsible lending code of NZ, and have some of the most competitive interest rates for money lenders in New Zealand.
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$1,000 – $150,000
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In just 60 mins*
What is a Non-Bank Lender?
We all encounter times in our lives when we need money but can’t lay our hands on it. It could be a financial emergency such as urgent car repairs, finding the bond for a rental property or unexpected medical bills. Whatever the reason, the logical thing to do is to borrow the money from someone else – and that’s where money lenders come in. A money lender, or a “non-bank lender”, is someone who loans you a sum of money at an agreed interest rate over a set period of time.
In the past, the first place most people went for a loan was their bank. But times have changed, and nowadays people can get a better deal from non-bank money lenders NZ -wide. Whereas a bank will only lend you money if you satisfy strict criteria such as having a spotless credit history, non-bank lenders tend to take a more flexible approach and deal with each loan application on its individual merits.
And QuickLoans is one such money lender. We look at your individual circumstances and, instead of trying to find reasons not to lend you money, we work with you to find the best way of ensuring you get what you need.
Benefits of money lenders NZ
Money lenders come in all shapes and sizes, but by far the biggest proportion are non-bank money lenders. And there are several advantages to borrowing from such a lender.
- You have a better chance of approval, as money lenders look at other factors as well as your credit history.
- You can often get a lower interest rate, as money lenders are more flexible than banks.
- You can pay less fees as, unlike the banks, money lenders don’t have big overheads to pass on through their loans.
- You can get approval faster, as money lenders aren’t hampered by bureaucracy and red tape.
- You can have a loan tailored to your needs, as money lenders are smaller and more flexible, and can personalise their loan products.
When choosing a loan provider it is important that you do your research. Ensure that they are adhering to the responsible lending code of New Zealand and that they have other signs of legitimacy including how long they have been providers for, whether they have good reviews and what their terms and conditions are.
Quick Money Lenders
At Quickloans we have made the process as simple as 1, 2, 3…
- Complete our online loan application form – It takes only 7 minutes! We offer a digital signature service so you can apply for your loan online and get approved without having to be there in person.
- Your application is then processed by a member of our team (a human not a robot) and if you apply within working hours (8:00am – 5:00pm Monday-Friday), we call you within 60 minutes to discuss your options.
- If your loan is approved you digitally complete and sign any necessary documents and the money will be transferred into your account! 1,2,3 … simple!
If time is really of the essence and you need an emergency loan, fill in an application and then give us a call and we will do our best to speed up the process even further! For quick money lenders NZ, we’re the team for you.
Rates
With Quick Loans, you’ll get up to 48 months to repay your loan, with affordable weekly or monthly instalments. We offer competitive interest rates ranging from 13.95% to 26.98% p.a. depending on the purchase you’re making, your credit score and the term you’re looking to borrow the funds for. For full details, including early repayment options, terms and conditions, establishment fees and default interest rates, please see our Rates and Fees page.
Terms
Before applying with Quick Loans, it’s important to understand our terms and conditions. By submitting an application, you consent to us collecting and securely storing your personal information. We aim to keep all the information on our website accurate and up to date. If you notice anything that doesn’t look quite right, please get in touch with us in writing and we’ll do our best to correct it promptly. Quick Loans operates in full compliance with New Zealand’s Responsible Lending Code.
Security
Your personal information is protected with end-to-end encryption across all our web forms, keeping your data safe and secure throughout the application process. We handle all loan details with a high level of confidentiality, following strict security standards to prevent unauthorised access. We also fully comply with New Zealand’s privacy laws, ensuring you have complete transparency over how your data is collected, stored, and used. We don’t share your information with third parties without your consent. To learn more, please read our Privacy Policy, which outlines exactly how we protect and manage your personal information.
Calculate Your Personal Loan Repayments
Use our personal loan calculator & determine the repayments you can afford & how much you should borrow. Usually, you’ll make a deposit on the item you wish to purchase, which acts as security, & we then spread the rest across 48 months. Our fast loans are subject to credit checks & in accordance with the responsible lending code of NZ.
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* This is an approximate loan duration and amount based on assumed adequate security & collateral, job security, income, residence situation and positive references. This is subject to the New Zealand responsible lending code. Terms and conditions apply.
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Fast, Easy Loans For Kiwis
Applying for your new loan is easy. Get access to your digital loan documents with privacy.
STEP 1
Complete our quick and simple loans online application form in only 7 minutes.
STEP 2
Your application is assessed by human – not a computer who’ll call you back within 60 minutes.
STEP 3
If your loan is approved, you’ll get access to digital loan documents and the money will be paid into your bank account, subject to the responsible lending code and affordability.
Getting started takes only 5 minutes. Our online application form for loans online is fast & easy.
APPLY NOWFAQs about money lenders
Are money lenders all trustworthy?
The sad answer is no, but legitimate companies follow the responsible lending code of New Zealand which is a set of rules and regulation that need to be followed to protect consumers. Check reviews and do your research before committing to a loan.
What do I need to do to ensure I am choosing the right lender?
When considering non-bank money lenders NZ – wide it is important to do your research. Check that they are adhering to the responsible lending code of NZ, have good reviews, have fair terms and conditions. At Quick Loans we have hundreds of happy customers from across New Zealand. To view the Quick Loans t & c’s click here.
The bank wouldn’t give me a loan will you?
If you have a credit history that means your bank has refused you a loan it is always worth contacting us to see what we can offer. Money lenders are typically more flexible than banks and we approve loans on a case by case basis. With the right collateral, you could have no problem securing a loan with us. The best thing to do is to get in touch.
How do I know you are a legitimate lender?
We adhere to the responsible lending code of New Zealand and are a member of Independent Ombudsman for your protection. We offer a secure application processes, including our online signature services.
Easy, Fast Loans With Our ‘Digital Signature’ Service
You’re busy. We get that. That’s why you can sign for, and receive your funds, without even leaving your house. Our digital- signature service provides an even more stress-free, convenient service for you. If you’ve got a smart-phone or a computer, you can apply and get approved today!
Click here to start the process